November 2025 is an important month for beneficiaries of Social Security Disability Insurance (SSDI), as payments are scheduled according to the latest Social Security Administration (SSA) calendar with adjusted Cost-Of-Living Adjustments (COLA) for 2025. This ensures that millions of Americans living with disabilities can cope with rising costs of living.
SSDI November 2025 Payment Schedule
- Recipients who also receive Social Security benefits and Supplemental Security Income (SSI), or those who started Social Security after May 1997, will receive payment on Monday, November 3, 2025.
- Beneficiaries with birthdays from the 1st to the 10th of the month will receive payment on Wednesday, November 12, 2025.
- Birthdays between the 11th and 20th will get payment on Wednesday, November 19, 2025.
- Birthdays from the 21st to 31st will receive payment on Wednesday, November 26, 2025, the day before Thanksgiving.
Impact of the 2025 COLA Increase
- The SSA has set a 2.5% COLA increase for 2025, effective in January, to offset inflation.
- This increase helps SSDI recipients cover essential expenses such as housing, utilities, and healthcare.
- The COLA adjustment aligns with Consumer Price Index (CPI) inflation statistics to preserve purchasing power.
Other Considerations
- The federal government shutdown extending into October 2025 may slow some SSA office services, but SSDI payments will continue as scheduled.
- Medicare Part B premiums are projected to rise in 2026, which may partially offset COLA gains for SSDI recipients.
- Beneficiaries are encouraged to monitor their payments online and keep their information updated to avoid delays.
| Birthday Range | Payment Date |
|---|---|
| Before May 1997 recipients or SSI combined with Social Security | Nov 3, 2025 |
| 1st – 10th | Nov 12, 2025 |
| 11th – 20th | Nov 19, 2025 |
| 21st – 31st | Nov 26, 2025 |
FAQs
Q: How do I get my SSDI payment in November 2025?
A: Payments will be issued according to your birthday range, from November 3 through November 26.
Q: What is the 2025 COLA increase for SSDI?
A: The COLA increase is 2.5%, effective January 2025.
Q: How does the government shutdown affect SSDI services?
A: Payments will continue as scheduled, though in-person SSA services may experience delays.
The November 2025 SSDI payments, including the COLA adjustment, are vital for helping vulnerable Americans manage the rising cost of living, even amid administrative challenges caused by the government shutdown.
